Unit-Based System: Waterloo measures transfer credits in units (0.5 units = one Waterloo course). Credits and caps differ by faculty; switching faculties can change or refuse credits.

Faculty Overrides: Engineering: no first-year IB exemptions Math faculty: no CS/ITGS credit Science: no HL Chemistry if CHEM 121 required

Official IB results must be sent to Waterloo (code 000108). Credits assessed after results arrive (August). You can decline credits.

Does University of Waterloo give transfer credit for IB Psychology HL?

Waterloo, ON

Faculty: General Admission

Yes, Transfer Credit Available!

Minimum Grade Required

5or higher

Credit Granted

PSYCH 101 + PSYCH 1XX (1.0 units)

Elective Credit (1XX): This is a generic first-year elective credit, not a specific required course. It counts toward your degree credit total but may not replace a mandatory prerequisite for your program.

Faculty of Engineering: Engineering does NOT grant any IB transfer credit exemptions, regardless of score. If you are in Engineering, this credit does not apply to you.

💡Expert's Take

This is two half-unit credits, 1.0 Waterloo unit in total, and the two halves are not equal in value. One is PSYCH 101, Introductory Psychology, the actual first-year course a Psychology plan is built around. The other is PSYCH 1XX, which Waterloo defines as first-year credit for an unspecified Psychology elective. Waterloo frames all of it as credit it "will consider" awarding, not an automatic result of a 5.

Getting PSYCH 101 as transfer credit is not the same as getting into the Psychology major or minor. Transfer credit shows on the transcript as "T" and carries no grade, so it does not enter your Waterloo averages. Plan entry runs on those averages: Arts requires a 70% Psychology average and Science 75%, both built from graded Waterloo Psychology courses. So the credit can satisfy the intro-course line and save you a course, but it does not, on its own, admit you to the plan.

What to watch for:

  • SL Psychology earns nothing. Waterloo's table lists Higher Level equivalencies only.
  • Faculty caps can bind. Architecture allows a maximum of 0.5 units of IB credit and every other Engineering program grants none, so this award alone exceeds or is barred there. Mathematics caps IB credit at 1.5 units, which a 1.0-unit award nearly fills.
  • The award is conditional. Official final IB results must reach Waterloo from the IBO before any credit is assessed.

If you would rather take Introductory Psychology at Waterloo, and a graded course does count toward the Psychology average while transfer credit does not, note that you "have the option to decline your transfer credits" after the August assessment. Waterloo's wording does not say whether you can decline the PSYCH 101 half while keeping PSYCH 1XX, so confirm with admissions before counting on a split.

Official award line (Psychology HL):
Minimum score: normally a final IB HL grade of 5
Credit considered: PSYCH 101 and PSYCH 1XX (1.0 units), subject to Waterloo's assessment and receipt of official final IB results
SL: no credit (Higher Level only).

University of Waterloo IB transfer credit chart

Your Potential Savings

Credit Awarded

1.0

Waterloo units

Waterloo caps tuition above specified course loads, and Engineering grants no IB course exemptions. Actual savings may therefore be $0.

Ontario Resident

~$696-$1,473/0.5-unit course

~$0 - $2,946

Potential Tuition Value

(Arts to CS/Engineering)

Out-of-Province

~$789-$1,671/0.5-unit course

~$0 - $3,342

Potential Tuition Value

International

~$5,059-$6,988/0.5-unit course

~$0 - $13,977

Potential Tuition Value

(varies by faculty)

*2026-27 tuition-only rates per 0.5-unit course; program-fee faculties billed per term. Values assume the award replaces tuition you would otherwise pay. Actual cash savings can be $0 under flat-rate or full-time billing unless credit reduces a billed term or time to completion.

📊 Compare Psychology HL at Other Universities

See how Psychology HL transfer credits compare across Canadian universities. Click column headers to sort.

UniversityMin GradeCredit GrantedTuition Value
Carleton UniversityOttawa, ON5/7PSYC 1001 (0.5) & PSYC 1002 (0.5)View estimate
Concordia UniversityMontreal, Quebec4/79 transfer credits toward the 120-credit Extended …View estimate
Dalhousie UniversityHalifax, NS5/7Psychology 1011.03 + Psychology 1012.03 = 6 credit…View estimate
McGill UniversityMontreal, QC5/7PSYC 1XX (3 or 6 credits)View estimate
McMaster UniversityHamilton, ON5/7Psychology 1X03 and 1XX3View estimate
Memorial University of NewfoundlandSt. John's, NL4/7Psychology 1000 + 1001 + three unspecified credit …View estimate
Ontario Tech UniversityOshawa, ON5/7Transfer credit, grade "T" (unspecified/elective, …View estimate
Queen's UniversityKingston, ON5/7PSYC 102 + PSYC 103 (6.0 units)View estimate
Simon Fraser UniversityBurnaby, BC4/7SFU PSYC 100 (3), B-Soc; SFU PSYC 102 (3), B-SocView estimate
Toronto Metropolitan UniversityToronto, ON5/7PSY 102 and PSY 202, or 2 PSY LLSView estimate
University of AlbertaEdmonton, AB6/7PSYCH 104 (3 units) + PSYCH 105 (3 units)View estimate
University of British ColumbiaVancouver, BC5/7PSYC_V 101 (3) + PSYC_V 102 (3)View estimate
University of CalgaryCalgary, Alberta5/7Psychology 201View estimate
University of GuelphGuelph, ON5/7PSYC 1000 (0.50 credits)View estimate
University of ManitobaWinnipeg, MB4/7PSYC 1200: Introduction to PsychologyView estimate
University of New BrunswickFredericton & Saint John, NB5/7Saint John: PSYC 1003/1004<br>Fredericton: 1000-le…View estimate
University of OttawaOttawa, ON5/7PSY 1101 + PSY 1102 (6 units)View estimate
University of ReginaRegina, SK5/7PSYC 101 + PSYC 102View estimate
University of SaskatchewanSaskatoon, SK5/7PSY Jr.6 = 6 credit unitsView estimate
University of TorontoToronto, ON5/7PSY1**H (0.5 cr, A&S No/No/No) · PSY1**Y (1.0 cr, …View estimate
University of VictoriaVictoria, BC4/7PSYC 100A (1.5 units) and PSYC 100B (1.5 units)View estimate
University of WindsorWindsor, ON5/7PSYC-1150 (Introduction to Psychology as a Behavio…View estimate
Western UniversityLondon, ON5/7Psychology 1002A/B (0.5 cr) + Psychology 1003A/B (…View estimate
York UniversityToronto, ON5/7HH/PSYC 1010 3.0 (3 credits)View estimate
Lakehead UniversityThunder Bay, ONN/ANo transfer credit
24 universities grant credit1 do notResidency estimates are available on each university page.

Tip: Open a university to compare same-province, out-of-province, and international tuition values. Flat-rate or full-time billing can make the immediate cash saving $0.

Taking more than Psychology HL?

Add all your IB subjects and predicted scores to estimate your total transfer credit across Canadian universities, side by side.

Try the IB Credit Calculator →

Data Disclaimer

This information is compiled from University of Waterloo official sources and verified community reports. It is NOT a substitute for official academic advising. Always confirm with your advisor before making decisions.

Waterloo IB Transfer CreditsWaterloo Undergraduate Programs

Last updated: July 2026

Save Your Transfer Plan

Download a PDF of this transfer credit information for Psychology HL at University of Waterloo.